 |
 |
|
|
|
|
| Variable Annuities |
|
| A variable annuity offers a range
of investment portfolio options, with the annuity value and annuity
payments varying depending on the performance of the portfolios
chosen. The investment return of the portfolios in a variable
annuity are subject to market fluctuations because the net premiums
are invested in securities. The annuity contract owner assumes all
investment risk with this product, including possible loss of
principal amount invested. One of the many characteristics of an
annuity is a death benefit payable to a named beneficiary, however,
the death benefit guarantee is based on the claims paying ability
of the issuing insurance company and does not extend to the
separate account. |
|
| If you would like information on
how to purchase one of our Variable Annuity products, you can visit
our Purchase Products
section. |
|
| Variable products are securities
products sold by prospectus only through registered
representatives. These securities products are distributed through
Securities Management and Research, Inc., a subsidiary
broker-dealer of American National Insurance Company, 2450 South
Shore Boulevard, Suite 400, League City, TX 77573, 281-334-2469,
Member FINRA, SIPC. Not
all products and services are available in all states. |
|
| Securities products are subject to
market fluctuations and involve investment risk, including possible
loss of principal amount invested. Variable annuities are suitable
for long-term investing, such as retirement investing. |
|
| Investors are advised to consider
the investment objectives, risks, and charges and expenses of the
investment carefully before investing. Both the product prospectus
and the underlying portfolio prospectuses contain this and other
information about the product and underlying portfolios. They
should be read carefully before investing. To obtain a free
prospectus, call American National Insurance Company toll free
at 1-800-306-2959. |
|
|
