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| Terms of Use |
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| Website Content |
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| Please read this agreement
carefully before accessing or using this site. By accessing the
website, you agree to be bound by the terms and conditions
contained herein. If you do not want to be bound by these terms and
conditions, you should not access or use the website. American
National may at any time revise these terms and conditions without
notice. Accordingly, you agree to review the agreement
periodically, and your continued access or use of this site shall
be deemed your acceptance of the modified agreement. |
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| Product Availability |
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| The product and/or service
descriptions, if any, provided on the American National website are
not intended to constitute an offer to sell or a solicitation to
buy any product or service. Not all products and services are
available in all states, and are subject to applicable regulation.
Anyone interested in a particular product should contact the
pertinent American National business unit to ascertain whether the
product and/or service is available in their jurisdiction and to
request a copy of the applicable policy for a complete description
of the product and/or service. Please note, in many instances
products and services may be offered only through employers or
other plan sponsors.
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American National Insurance Company is the parent company of the
American
National family of companies, collectively referred to as American National. Through the family of companies, American National offers life insurance products, annuities, property and casualty insurance, and other financial products and services.
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| The American National
family of companies conducts business in all 50 states, the
District of Columbia, Puerto Rico, and certain U.S. territories.
American National Insurance Company is authorized to sell its
products to American military personnel in Western Europe.
Through its subsidiary, American National de México, Compañía de
Seguros de Vida (ANMEX), life insurance products are offered in
Mexico. Unless otherwise indicated, the products and services
are available in the U.S. only and not all products or services
are available in all states. Only Garden State Life Insurance
Company and the Farm Family companies are authorized to do
business in the state of New York. |
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| Limitation of Liability |
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| You use the website at your
own risk. All information and content available on or accessible
from the American National website are provided "as is", without
warranty of any kind, expressed or implied, including, but not
limited to, implied warranties of merchantability and fitness for a
particular purpose. American National makes no representations or
warranties about the accuracy or completeness of the information
contained on this website. American National does not guarantee or
warrant that functions will be uninterrupted or error-free, that
any information, software or other material available on or
accessible through the website are free of viruses, worms, Trojan
Horses, or other code that has contaminating or destructive
properties. If your use of this website or the materials therein
results in the need for servicing or replacing property, equipment,
or data, American National is not responsible for those costs.
American National assumes no responsibility for any consequence
relating directly or indirectly to any action or inaction that you
or anyone else takes based on the information, services, or other
material from this site. |
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| Links to Other Websites |
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| Links to other websites are
offered as a matter of convenience and in no way are meant to imply
that American National endorses, approves, sponsors, promotes or is
affiliated with the owners of or participants in those sites or any
material contained therein. |
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| Privacy |
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American National cannot
guarantee the confidentiality of information exchanged over the
Internet. Please note that personal information, such as your
social security number, telephone number, address or information
contained in your message may be accessible to other users of the
Internet. To protect your privacy, please do not use e-mail to
communicate information you want kept confidential.
Personal information transmitted to us will be treated in
accordance with our Privacy
Policies. |
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| Ownership of Materials &
Restrictions on Use |
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| Applicable copyright laws
protect the contents of the American National website. No
permission is granted to modify, copy, distribute, transmit,
display, perform, reproduce, publish, license, create derivative
works from, transfer, or sell any information, products or services
found on this website. |
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