| American National Insurance Company's Ratings |
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| Ratings Information |
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These ratings are
provided to you so that you may make a comparison of American
National Insurance Company to other companies. They are not
provided as a recommendation by the rating companies to purchase
coverage.
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Although the formal rating process typically occurs once per year,
American National reviews financials with AM Best and Standard & Poor's
quarterly and rating modifications can be made at any time. Current ratings
can be verified at www.ambest.com and
www.sandp.com
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| A.M. Best's Rating: A (Excellent) |
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| A.M. Best Company, independent analysts
of the insurance industry since 1899, has assigned American National Insurance
Company a rating of A (Excellent), the third out of 16 ratings. Best’s ratings
are assigned after an extensive analysis using a series of profitability,
leverage and liquidity tests which measure performance in such vital areas as
competency of underwriting, control of expenses, adequacy of reserves,
soundness of investments, and capital sufficiency. For more information
on Best's rating of American National Insurance Company, view American
National's press release
or visit the A.M. Best website. |
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| A.M. Best ratings were assigned in May 2009 based on 2008 and 1st Qtr 2009 financial results. |
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| Standard and Poor's Rating: AA (Very
Strong) |
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| Standard and Poor’s has assigned its AA rating of
financial strength to American National Insurance Company, the
second out of 8 ratings. This rating reflects
the company’s extremely strong capitalization and operating
performance and very strong liquidity and business position. |
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| Standard and Poor’s, a division of The McGraw-Hill
Companies, Inc., provides independent financial information,
analytical services, and credit ratings to the world's financial
markets. For more information on Standard and Poor’s rating of American National
Insurance Company, view the ratings
report. |
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Standard and Poor's ratings were reaffirmed
in December 2008 based on 2007 and 3rd Qtr 2008
financial results. |
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