| American National Insurance Company's Ratings |
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| Ratings Information |
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These ratings are
provided to you so that you may make a comparison of American
National Insurance Company to other companies. They are not
provided as a recommendation by the rating companies to purchase
coverage.
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Although the formal rating process typically occurs once per year,
American National reviews financials with AM Best and Standard & Poor's
quarterly and rating modifications can be made at any time. Current ratings
can be verified at www.ambest.com and
www.sandp.com
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| A.M. Best's Rating: A (Excellent) |
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| A.M. Best Company, independent analysts
of the insurance industry since 1899, has assigned American National Insurance
Company a rating of A (Excellent), the third out of 16 ratings. Best’s ratings
are assigned after an extensive analysis using a series of profitability,
leverage and liquidity tests which measure performance in such vital areas as
competency of underwriting, control of expenses, adequacy of reserves,
soundness of investments, and capital sufficiency.
For more information on Best's rating of American National Insurance Company, view the
ratings report.
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| A.M. Best ratings were assigned in May 2009 based on 2008 and 1st Qtr 2009 financial results. |
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| Standard and Poor's Rating: AA- (Very Strong) |
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| Standard and Poor’s has assigned its AA- rating of financial strength to American National Insurance Company, the second out of 8 ratings. This rating reflects the company’s extremely strong capitalization and operating performance and very strong liquidity and business position. |
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| Standard and Poor’s, a division of The McGraw-Hill Companies, Inc., provides independent financial information, analytical services, and credit ratings to the world's financial markets. For more information on Standard and Poor’s rating of American National Insurance Company, view the ratings
report. |
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| Standard and Poor's ratings were reaffirmed in September 2009 based on 2008 and 2nd Qtr 2009 financial results. |
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