American National
Insurance Company
American National Life Insurance Company of Texas
Garden State Life Insurance Company
Standard Life and Accident Insurance Company |
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Notice of Privacy
Policy
and Information Practices |
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| American National Insurance
Company and its subsidiaries are committed to providing insurance
and annuity products and services designed to meet your needs. We
are equally committed to respecting your privacy and protecting the
information about you that we may receive. We have prepared this
notice to advise you what information we collect, how we use it and
how we protect it. |
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| What Information We Collect |
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| As an essential part of our
business, we obtain certain personal information about you in order
to provide a financial product or service to you. Some of the
information we receive comes directly from you on applications or
other forms, and may include information you provide during visits
to our Web site. We may also receive information from physicians,
testing laboratories and other health providers, and from consumer
reporting agencies. The types of information we receive may include
addresses, social security numbers, family information, current and
past medical history and financial information, including
information about transactions with other financial institutions. |
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| What Information We
Disclose |
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| We do not disclose nonpublic
personal information about our current or former customers to any
non-affiliated entity, except as permitted by law. Examples of the
disclosures which we are permitted by law to make include:
disclosures necessary to service or administer an insurance or
annuity product that you requested or authorized; disclosures made
with your consent or at your direction; disclosures made to your
legal representative; disclosures made in response to a subpoena or
an inquiry from an insurance or other regulatory authority;
disclosures made to comply with federal, state or local laws and to
protect against fraud. |
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| Our Privacy Protection
Procedures |
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| We protect information about
you from unauthorized access. Our employees and agents receive
training regarding our privacy policies, and access to information
about you is restricted to those individuals that need such
information in order to provide products and services to you.
Examples of activities requiring access to personal information
include: underwriting; claims processing; reinsurance and
policyholder service. Finally, we employ secure technologies in
order to safeguard transmission of information about you through
our web sites, and we have established and maintain procedures to
comply with all state and federal laws and regulations regarding
the security of personal information. |
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| Our Privacy Protection
Procedures |
|
| We protect information about
you from unauthorized access. Our employees and agents receive
training regarding our privacy policies, and access to information
about you is restricted to those individuals that need such
information in order to provide products and services to you.
Examples of activities requiring access to personal information
include: underwriting; claims processing; reinsurance and
policyholder service. Finally, we employ secure technologies in
order to safeguard transmission of information about you through
our web sites, and we have established and maintain procedures to
comply with all state and federal laws and regulations regarding
the security of personal information. |
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| Your Right to Review
Information About You |
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| You have the right to review
the recorded personal information about you contained in our files
and to obtain a copy of such information. You also have the right
to request that we correct, amend or delete any such information if
it is in error or you do not wish us to maintain such information,
provided that it is not necessary for us to maintain such
information in order to properly service or administer insurance
products or services requested or authorized by you. Upon your
request to the address listed below, we will provide you with a
complete statement of our Information Practices and Privacy Policy
and the procedures by which you may review, obtain copies of,
and/or request the correction of personal information about you
contained in our files. If you have questions about this notice or
the personal information contained in our files, please contact us
at: Privacy Compliance, P. O. Box 1896, Galveston, Texas
77553-9902. Please include your policy or contract number and the
name of the company that issued your policy in any correspondence. |
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| Form 9186 |
