The Company pays up to 70% of the total cost for employee and dependent coverage.  Coverage is provided through a Preferred Provider Network.  You may choose one of the available health plan options.  The various options may incorporate deductibles (both in network and out-of-network), stop-loss amounts, doctor office co-pay, etc.  Some options include a prescription drug card plan for the purchase of prescription drugs at the local pharmacies or mail order for maintenance type drugs through the Medco program.  A Health Savings Account is available with one of the options.

Home Office employees who are covered by American National Group Health Insurance, are eligible to see a health care provider via Telemedicine in the Wellness Center. In addition, we also sponsor a Weight Watchers program along with several specialized programs throughout the year.

For those employees who may be paying a portion of their health or dental insurance premium, it is possible to pay that amount with pre-tax dollars.  This means you do not have to pay federal income or social security tax on the premium amounts.  Flexible Spending Accounts for Healthcare and Dependent Care are available under section 125 of the cafeteria plan for qualified expenses.

Personal difficulties may create problems which adversely impact job performance and other areas of your life.  Recognizing this, American National offers employees an Employee Assistance Program.  The EAP provides confidential help with a variety of problems such as:  family or mental stress, legal, financial, substance abuse, and others, at no charge.

Networking is a key element in developing career opportunities.  When appropriate, you may have an opportunity to meet with your peers in the industry or your profession outside of the office at company expense.  But social networking for your career growth is also important so we sponsor social settings for you to meet and talk with your co-workers.  This includes company sponsored sporting activities such as softball, golf, basketball and bowling. 

Along with periodic reviews of your performance, you will spend time with your manager to determine career objectives as well as stepping stones for achieving career growth.

To that end, we have many tools available to assist your career growth.  Specific training is provided in a wide variety of technological systems and software, supervisor and management technique, day-to-day business subjects and the like.  On-line courses are available through ANICOLearn, our web-based education platform that offers a wide variety of industry and general educational courses.  If you desire to obtain credit through advance educational facilities, we provide a tuition reimbursement program.

The employee has the opportunity to set aside a portion of his/her income to pay for certain transportation expenses.  The employee will not be taxed on amounts set aside and used for qualified expenses.